A Federal Consolidation loan is a repayment option for student loan borrowers. It is designed to make education loan repayment easier by combining existing eligible federal education loans into one new loan with a lower monthly payment. You can consolidate with EduLC if you have Federal Direct Student Loans or eligible loans with multiple lenders.

EduLC offers a complete and instant online student loan experience. You simply enter your information into our easy-to-use online form, sign electronically for your promissory note and we immediately begin processing your loan.

In addition to our incredibly fast and simple process, we also offer some of the most competitive student loan interest rates and borrower benefits available. If you want to secure a low rate for the life of your student loan and reduce your monthly payments to the lowest possible payment then EduLC is your only choice.

EduLC communicates with its customers via email. You will receive ongoing email correspondence during your loan processing providing you with up-to-date status of your approval process and when you can expect your loan to be approved and funded. EduLC customers also have a "My Account" page where you can log on anytime to check your student loan status and manage your loans.